PAC+ Platforms - The CFDI Solution forDigital-Native Businesses

In Mexico, PACs (Proveedores Autorizados de Certificación) are the official gatekeepers of e-invoicing compliance. They validate and stamp CFDIs (Comprobantes Fiscales Digitales por Internet) to ensure legal recognition by the SAT (Servicio de Administración Tributaria). But for modern, digital-native businesses, the bare minimum of CFDI stamping often isn’t enough.

Traditional PACs are built for compliance, not for speed, scalability, or seamless integration. As digital transformation accelerates across industries, digital businesses need more advanced services that make them more productive, insightful, and valuable to their customers. That’s where PAC+ platforms come in.

The Limitations of Traditional PACs

Traditional PACs are focused solely on compliance. They typically don’t offer dashboards, user interfaces, or tools to help businesses manage or automate invoicing workflows. This can result in shortcomings in meeting the operational needs of today’s businesses:

• Minimal automation: Traditional PACs require manual processes or clunky interfaces.
• Poor developer support: Most PACs offer SOAP-based web services, which can be cumbersome for modern developers. Few provide modern RESTful APIs with clear documentation, sandbox environments, and easy onboarding.
• Lack of flexibility: Fixed pricing and rigid workflows don’t adapt to startups or high-growth companies.
• No real-time visibility: Basic or nonexistent analytics hinder decision-making and issue resolution.

For companies operating at digital speed, these limitations can create friction, slow down operations, and increase costs.

Solution: PAC+ Platforms That Go Beyond Compliance

For the most progressive companies doing business in Mexico, most are looking to PAC+ platforms such as Facturapi, that were designed from the ground up to meet the needs of digital-native businesses. These services don’t just validate invoices — they offer enhanced services that the best companies increasingly require. These may include:

• Modern and well-documented APIs for integration
• Enhanced dashboards
• End-to-end invoicing workflow
• Electronic receipts
• Issuing CFDIs from receipts
• Manual CFDI processing
• Cross-platform synchronization
• Support for global organizations operating in Mexico
• Pay-as-you-go pricing

Each of these areas is explored in more detail below.

Mexico’s Value-Added PACs

Some of these value-added PAC services can be found as part of enterprise-scale ERP and accounting platforms, such as SAP Mexico, Oracle NetSuite, CONTPAQi, and Aspel. However, for small and medium sized enterprises without the budget for these enterprise platforms, there are few options—especially for digital enterprises seeking to provide CFDI support via a simple API.

Fortunately for Mexico’s most progressive digital enterprises, there are also API-centric platforms that provide Value-Added PAC services. A leader in this group is Facturapi, a company famous for offering simple, modern, and well-documented CFDI services via a unified API. The great news is that Facturapi literally supports every one of the services outlined above, which ensures that users of this platform are backed by Mexico’s most innovative and forward-looking provider of CFDI services.

Who Benefits from Value-Added PACs?

PAC+ platforms are ideal for modern businesses looking to integrate invoicing seamlessly. Examples of ideal customer profiles include:

• SaaS companies embedding CFDI issuance and electronic invoicing
• Marketplaces with high transaction volumes and organizations
• Fintechs linking financial operations to tax compliance
• Neobanks offering invoicing and compliance services to their customers
• Startups and scaling businesses needing simplicity and agility
• Accounting and ERP providers integrating e-invoicing

The Bottom Line: More Than Compliance

CFDI compliance is important for any enterprise doing business in Mexico. Even then, it should be simple, modern, and built for growth. For the most progressive enterprises, however, there are a slew of value-added services that create productivity gains, insights, and additional layers of compliance that ultimately make these businesses more valuable to both shareholders and customers.

The good news is that there is a tier of value-added PAC providers ready to support you.

PACs vs PAC+ Platforms – Comparison Summary

Core Functionality

• Traditional PACs: CFDI validation and stamping
• PAC+ Platforms: CFDI stamping plus enhanced workflow and automation tools

Automation

• Traditional PACs: Minimal automation, often manual processes
• PAC+ Platforms: End-to-end automation of invoicing workflows

APIs

• Traditional PACs: SOAP-based, limited documentation
• PAC+ Platforms: RESTful APIs, detailed docs, SDKs for Node.js, PHP, Python

User Interface

• Traditional PACs: Very basic
• PAC+ Platforms: Full-featured dashboards with visibility and control

Developer Experience

• Traditional PACs: Limited tools and support
• PAC+ Platforms: Dev-friendly tools, sandbox/test environments, webhooks

Pricing Model

• Traditional PACs: Fixed packages, prepaid document bundles
• PAC+ Platforms: Pay-as-you-go, usage-based billing

Analytics & Visibility

• Traditional PACs: Little or no real-time analytics
• PAC+ Platforms: Transaction insights, audit trails, PDF customization

Electronic Receipts

• Traditional PACs: Not supported
• PAC+ Platforms: Support for e-receipts and aggregation into global CFDIs

Manual CFDI Creation

• Traditional PACs: Typically not supported
• PAC+ Platforms: Support via dashboard and API for draft and issued invoices

Real-Time Sync

• Traditional PACs: Rare or nonexistent
• PAC+ Platforms: Webhooks for syncing with external systems (e.g., CRM)

Global Support

• Traditional PACs: Limited
• PAC+ Platforms: Multi-currency, international RFCs, SAT product/service catalogs

White Labeling

• Traditional PACs: Not supported
• PAC+ Platforms: Full white-label support for resale or embedding

Ideal For

• Traditional PACs: Simple, manual CFDI stamping
• PAC+ Platforms: Digital-native businesses, SaaS, fintechs, neobanks, marketplaces, and growing startups